Costco vs Sam’s Club | Which One Will Save You More Money?

Costco vs Sam’s Club: Which one is best? We all need the best product at the lowest price. No matter what we are purchasing, we always want the best deals on them.

Both Sam’s Club and Costco are near us. Some of us buy from Sam’s Club, and some of us from Costco. Although both of them are cost-effective, the club membership offered by both of them may save you extra than the other. It’s not easy to get the best discounts on the market and the best value and quality products. So we are here to help you save money.

costco vs sam's club

About Costco and Sam’s Club

Costco is an American wholesale firm that sells a wide range of products. With retail locations all around the world, the company functions as a membership-only warehouse club. In 1983, James Sinegal and Jeffery Brotman started Costco in Seattle. It is headquarters in Issaquah, Washington, and conducts all of its primary business operations from there.

In 1983, Sam’s Club was opened in Midwest City, Oklahoma, just as ancient as Costa. Both sell affiliates to a shop where clients can purchase bulk items, and their company concepts are very similar. For example, Sam’s Club’s development field and product category are different from Costco’s.


Costco vs Sam’s Club: Similarities

Costco vs Sam’s Club, the Wholesale Clubs all promote in bulk. Both of them necessitate membership. If you’re ever disappointed with any of them, they’ll return your membership fee. In the United States and Puerto Rico, Costco and Sam’s Club have almost comparable-store counts.


Sam’s Club vs Costco: Differences

Costco is a public-indexed corporation, while Sam’s Club is a Walmart subsidiary. Costco’s club charges are higher than Sam’s. However, its pricing is barely lower, thanks to its non-public-label merchandise (e.g., Kirkland). Costco has more excellent shops globally. However, Sam’s Club has more significance withinside the United States.


Costco vs Sam’s Club: 10 Factors to be Considered

1. Locations

As of the end of the fiscal year 2020, Sam’s Club had 599 locations across the United States. When Costco has been swiftly constructing places in the latest years, Sam’s Club has maintained a relatively solid keep state. After eliminating 60 locations in fiscal 2018, the company’s store count has mainly remained constant in recent years.

Texas with 82 locations, Florida 46, and California with 29, are the states with the most stores. Meanwhile, Alaska, Massachusetts, Oregon, Rhode Island, Vermont, and Washington are the only states where Sam’s Club does not have a location.

Meanwhile, Costco has 558 stores in the USA, California 132 stores, Texas 32 stores, Washington 32 stores; these are the states with the most stores.

Winner: – Sam’s Club


2. Membership Fees

In the Costco vs Sam’s Club comparison, Costco is offering two types of membership to their customers, namely Gold Star and Gold Star Executive. They cost $60 and $120. The gold star is the basic one, and it has access to all stores of Costco. The second one is the premium one and has executive-level benefits, cashback up to $1000 on all Costo stores and Costco travel purchases.

For the Gold Star Executive members, other savings and advantages and the Costco Connection magazine are available.

Sam’s Club, like Costco, has two levels of membership. The Club is the primary option, and it fees $45 a year. The Club level gives you access to all of the company’s warehouse clubs as well as the opportunity to add more cards to your account.

Then there’s the $100-a-year Plus membership, which includes all of the Club privileges plus additional incentives like a cashback on selected sales (up to $500), free delivery, early store entry hours, and access to the Pharmacy and optical services. Overall, both Sam’s Club memberships are less expensive than Costco’s.

Winner: – Sam’s Club


3. Return Policy

With a few exclusions, Costco’s near-legendary return policy states that you can return anything, at any time, with no questions asked and no receipt required.

  • Return of the electronics within 90 days of purchase.
  • Tires and batteries are sold with a “limited product warranty.”
  • Custom-made items cannot be returned.

According to Sam’s Club, having your purchase receipt is recommended but not considered necessary for returns.

  • Phones and other connected devices must be returned within 14 days.
  • Electronics have a return period of 90 days of purchase.
  • No returns on cards, ‘other than factory defects or as required by law.’
  • Software and games must be returned within 90 days of the purchase date.
  • Golf carts must be returned within 30 days of rental.
  • Tickets are non-refundable.
  • Vending machines have a return period of 30 days.

Winner: – Costco


4. Credit Cards

The Citi Costco Anywhere Visa Card provides you cashback on petrol expenditures. Many petrol bonus cards specifically exclude businesses like Costco and Sam’s Club. Surprisingly, you can earn cash back at Costco shops and on The fact that you only get your cash back benefits (up to $7,000)  once a year in February is maybe the card’s biggest drawback.

Synchrony Bank issues the Sam’s Club Mastercard. It offers cashback on all petrol purchases, up to $6,000 a year. It won’t work at Costco, which only accepts visas. You only get your cash back benefits once a year.

Winner: – Costco


5. Store Brands

The Kirkland Signature label is available at Costco. This well-known business sells everything from clothing to food to knickknacks.

Sam’s Club has its private label, Member’s Mark. According to Sam’s Club, Member’s Mark items are made with top-end materials to ensure you get the best quality at members-only prices.

However, Costco has more instore items than Sam’s Club

Winner: – Costco


6. Payment

In the Costco vs Sam’s Club war, all Visa cards, cash, member checks, traveler’s checks, debit/ATM cards, EBT, and Costco Shop Cards are accepted at Costco. If you plan to pay by check, you’ll need a valid government-issued photo ID and get permission from a manager or supervisor. At, Costco Gas Stations, or Costco Car Washes, cash, cheques, and EBT are not accepted.

MasterCard, debit card, American Express Visa credit cards, VISA checkout, cash or check, Discover, Visa credit cards, Walmart and Sam’s Club credit cards, and SNAP all are accepted in Sam’s Club.

Winner: – Sam’s Club


7. Item Price

Costco has few stock-keeping units and higher-quality products in general; making price comparisons is difficult. With its high-quality “Kirkland Signature” store brand, Costco has a significantly broader assortment of products. In contrast, Sam’s Club is considerably more concentrated on popular (and frequently pricey) name brands.

In addition, Costco’s pharmacy costs were likewise less expensive than Sam’s Club or any other drugstore.

Winner: – Costco


8. Cashback Rewards

Costco vs Sam’s Club, the Wholesale Clubs both offer cash back on most purchases to their premium members.

Executive members earn a 2% yearly Reward on qualified Costco purchases up to $1,000 per year.

Plus, members at Sam’s Club get cashback on most purchases, up to $500 each year.

Your profits are limited to $500 at Sam’s Clubs. On the other hand, you can earn double cashback every year at Costco.

Winner: – Costco


9. Services

Optical/hearing center, Pharmacy, low-cost flu shots, photo, business services, tire/battery, gas, travel, auto-buying program, in-store restaurant, and insurance are among the services offered by Costco and Sam’s Club

Winner: – Tie


10. Financials

Costco is a traded company in public. Sam’s Club generated $60 billion in sales in the year 2020. Costco has a $110 billion market capitalization, which is around two times higher than Sam’s Club.

Winner: – Costco


Final Words

Saving money at Sam’s Club can be tricky If you are not too concerned about your meal ingredients. Costco pays and respects their employees in a great way, which makes you feel more positive about being a customer. Another benefit is the Costco Visa card, which offers 2% cashback at Costco. On the other hand, Sam’s Club providing less expensive membership fees and more flexible timing for better shopping.

At last, in the Costco vs Sam’s Club verdict, the choice is up to you. But when looking at the above statistics, Costco has more advantages than Sam’s Club.

9 Latest Dollar Tree Secrets to Save Money | Shopping Tips & Tricks

How to Save Money at Home Depot | Latest Shopping Tips & Secrets

How to Save Money on Clothes Shopping | 14 Tips and Tricks



Leave a Comment